Regulatory Intelligence

FTC Business Guidance & Enforcement

Federal Trade Commission business guidance, enforcement actions, and rules — covering UDAAP-adjacent consumer protection, FCRA and FDCPA enforcement, advertising substantiation, telemarketing, and the rules governing non-bank financial actors outside CFPB authority.

What's indexed

Business guidance

Compliance guides for businesses on FTC-enforced consumer protection law

Enforcement actions

Cases, consent orders, and administrative proceedings

FTC rules

Telemarketing Sales Rule, CAN-SPAM, COPPA, FCRA-adjacent rules, and others

FCRA / FDCPA enforcement

Fair Credit Reporting Act and Fair Debt Collection Practices Act actions

Advertising substantiation

Guidance on truth-in-advertising and endorsement standards

Non-bank financial enforcement

Lending, payments, and fintech actions outside CFPB primary authority

Why it matters

The FTC's authority under Section 5 of the FTC Act overlaps with CFPB's UDAAP authority and reaches non-bank actors that fall outside CFPB jurisdiction. Compliance teams and AI products covering consumer protection, advertising, telemarketing, or non-bank lending need FTC business guidance and enforcement actions to define the standard of care and the boundary of acceptable conduct.

Who it's for

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Consumer-protection compliance teams across non-bank financial services

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AI agents grounding answers in authoritative FTC consumer-protection guidance

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Marketing, advertising, and telemarketing compliance teams

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Lending, payments, and BNPL platforms outside CFPB primary authority

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Legal counsel responding to FTC inquiries and consent decrees

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RegTech platforms covering UDAAP, FCRA, FDCPA, and advertising compliance

Freshness

Updated weekly. New FTC business guidance, enforcement actions, and rule announcements typically indexed within days of publication on ftc.gov.