Regulatory Intelligence

FTC Business Guidance & Enforcement

Federal Trade Commission business guidance, enforcement actions, and rules — covering UDAAP-adjacent consumer protection, FCRA and FDCPA enforcement, advertising substantiation, telemarketing, and the rules governing non-bank financial actors outside CFPB authority.

What's indexed

Business guidance

Compliance guides for businesses on FTC-enforced consumer protection law

Enforcement actions

Cases, consent orders, and administrative proceedings

FTC rules

Telemarketing Sales Rule, CAN-SPAM, COPPA, FCRA-adjacent rules, and others

FCRA / FDCPA enforcement

Fair Credit Reporting Act and Fair Debt Collection Practices Act actions

Advertising substantiation

Guidance on truth-in-advertising and endorsement standards

Non-bank financial enforcement

Lending, payments, and fintech actions outside CFPB primary authority

Why it matters

The FTC's authority under Section 5 of the FTC Act overlaps with CFPB's UDAAP authority and reaches non-bank actors that fall outside CFPB jurisdiction. Compliance teams and AI products covering consumer protection, advertising, telemarketing, or non-bank lending need FTC business guidance and enforcement actions to define the standard of care and the boundary of acceptable conduct.

Who it's for

Consumer-protection compliance teams across non-bank financial services

AI agents grounding answers in authoritative FTC consumer-protection guidance

Marketing, advertising, and telemarketing compliance teams

Lending, payments, and BNPL platforms outside CFPB primary authority

Legal counsel responding to FTC inquiries and consent decrees

RegTech platforms covering UDAAP, FCRA, FDCPA, and advertising compliance

Freshness

Updated weekly. New FTC business guidance, enforcement actions, and rule announcements typically indexed within days of publication on ftc.gov.